Monthly bookkeeping
Every transaction coded, every account reconciled, every feed gap closed.
Coming soon Bookkeeping and cash forecasting, Cape Town
Clean books. Clear cash. Ready for growth.
You run the business. We do the books, the monthly report and a 13-week cash forecast inside your own Xero or Sage, so you see the dip weeks before it hits.
- Fixed monthly fee
- Works in your own Xero or Sage
- A real person on WhatsApp
We work on Xero and Sage
You keep ownership of your subscription
POPIA agreement before we see any data
Slips by WhatsApp
Who we're for
For the people who keep South Africa open.
Busy owners of VAT-registered service businesses. Great at the work, short on time for the admin.
Contractors & trades
Agencies & studios
Makers & workshopsThe problem
Cash is where small firms break.
Messy books, clients who pay late and no forward view of cash. Owners chase invoices instead of running the business. And lenders can't see them either: South Africa's SME funding gap is above R350bn, and what lenders lack is business credit data.
62%
of South African small businesses had cash-flow issues in the past year.
46%
struggle with clients who pay late.
28%
spend more than 10 hours a week chasing late payments.
Sources: Xero, State of South African Small Business 2026 (62%); Xero, State of SA Small Business report 2025 (46% and 28%); 2025 SA MSME Access to Finance Report (funding gap). Third-party research, not Cashveld data.
What we do
Three services. One monthly fee.
We don't sell you more software. We do the work your software leaves undone.
Management accounts
A monthly pack you can read in five minutes, with a one-page cash dashboard.
13-week forecast
See the low point coming, and let us chase the overdue invoices.
Your monthly pack
Your whole month on one page.
Cash in the bank, the low point ahead and who still owes you. Reviewed by us before it reaches you.
- By the 5th you send the month's bits
- On the agreed date your pack arrives
- On the call we talk you through it (Growth and CFO)
Monthly pack · October
Cash in bank
R412,300
Reconciled
13-week low point
R229,000
Week 9
Overdue invoices
R58,400
3 followed up
Cash forecast, next 13 weeksInOut
Bank feeds reconciledDone
Owner's draw recorded in the loan accountDone
Answer 4 unclear transactionsBy the 5th
Why Cashveld
Software leaves the work to you. We do it.
- A person you can reach. WhatsApp or phone, not a ticket queue.
- Bank-feed gaps closed. Our monthly statement check catches what feeds miss.
- No big project. We work in the ledger you have, or set one up in week one.
- Books a lender can read. Clean monthly records, plus a lender-ready pack on CFO.
- 1Start
Free health check
15 minutes. Your cash gap in plain rand, then a fixed monthly quote.
- 2Week 1
Get set up
Engagement letter, POPIA agreement, adviser access and bank feeds.
- 3Every day
Snap and send
Photograph slips or send them on WhatsApp. That's your part.
- 4Every month
Your report
Send the month's bits by the 5th. Your pack arrives on the agreed date.
Pricing
Fixed fees. No surprises.
Three plans, no hourly billing. Pick the depth of insight you need.
Essentials
Clean, reconciled books and a clear view of your cash.
R2,950/month
Get startedWhat's included
- Monthly bookkeeping
- Bank reconciliations
- One-page cash dashboard
- VAT201 preparation
- Xero or Sage set-up
Growth
Management accounts and a forward view of your cash.
R5,950/month
Get startedWhat's included
- Everything in Essentials
- Monthly management accounts
- 13-week cash-flow forecast
- Mawlera dashboard
- Monthly review call
CFO
Budgets and board-level reporting, ready for lenders.
R9,500/month
Get startedWhat's included
- Everything in Growth
- Budgets
- Board pack
- Lender-ready pack
- Mawlera dashboard
Fixed monthly fees. They exclude your Xero or Sage subscription. See full pricing details.
Questions
Good questions, straight answers.
Do I have to switch accounting software?
No. We work inside your own Xero or Sage. If you don't have a subscription yet, we set one up in your name, and you stay the owner of the subscription.
Who is Cashveld for?
VAT-registered South African businesses with a turnover of roughly R2.3 million to R20 million a year: busy enough to need proper monthly accounts, and usually too small for a full-time finance team. We're starting with service businesses in Cape Town.
Can you submit my VAT returns to SARS?
We prepare your VAT201 every period. Submitting tax returns on someone else's behalf requires a registered tax practitioner, and we aren't registered yet. Until we are, you or a partner practitioner submits the return we've prepared.
What does the once-off onboarding fee cover?
Getting you set up properly: access to your Xero or Sage, bank feeds for every business account, receipt capture, invoice templates and your opening balances. If a lot of past months still need capturing, we quote that catch-up separately before we start.
How do you look after my financial data?
Before we see any of your data, we both sign an engagement letter and a POPIA data processing agreement. It sets out what data we hold, why, who can see it and how long we keep it. Read our privacy notice for more.
Are you part of Xero or Sage?
No. Cashveld is independent. We do your books on Xero and Sage, which you subscribe to. Xero and Sage are trademarks of their owners.
Know your cash 13 weeks ahead.
Start with a free 15-minute cash-flow health check. We'll show you your cash gap in plain rand and give you a fixed monthly quote.
